Our expertise


We craft custom software for You to grow Your business. Our experience in banking and fintech gives us confidence to solve the most challenging technology related puzzles. We believe in long lasting partnerships with our clients — whether you are a startup or a well established company.

How do we work?

Individual consulting

An experienced individual from our team is seamlessly integrated into your project or team. These individuals can join your internal project team or they come and execute a specific task.

Team consulting

We provide a dedicated team of experts assembled specifically for your project needs. This approach offers a cohesive unit that works collaboratively to achieve your project objectives.

Turnkey solutions

Here we provide an end-to-end service where we take full ownership of the project. From analysis to deploying a fully functional software solution.


Technology and engineering

Our expertise lies in the design and development of mission-critical software solutions catered to startups, enterprises, and government entities alike. Backed by our seasoned in-house teams of engineers, we possess the acumen to transform visionary concepts into tangible realities, employing the latest advancements in technology and cutting-edge methodologies to ensure optimal outcomes and lasting success for our clients.

On what tasks exactly we can help you with?

  • Back-end development
  • Front-end development
  • Cloud infrastructure
  • End to end software solutions
  • MVP delivery (Minimum viable product)

What inhouse resources do we have?

  • Back-end developers
  • Front-end developers
  • Fullstack developers
  • Analysts
  • QA engineers

What technologies do we mainly use?

Main development languages:

  • Java (Spring Boot, Micronaut)
  • Kotlin
  • Swift
  • Typescript/Javascript (Node, React, Vue)

Other technologies:

PostgreSQL - MongoDB - Oracle (CCB) - Google Cloud - AWS - Camunda BPM - Kafka - Jenkins - Docker - Rabbit MQ - Apache Tomcat - K8S etc.

Banks & Fintechs

Our foundation is rooted in the development of software solutions tailored for the financial services sector. With a rich history of collaborating with esteemed universal banks and agile fintech, we have gained extensive domain expertise. Our team boasts a high concentration of professionals with backgrounds in banking technology, providing us with unparalleled insight into the intricacies of crafting and implementing innovative financial technology solutions.

Domain expertise

Loan solutions
  • B2B & B2C loan solutions
    • Secured & unsecured loans
    • Hire purchase
    • Loan origination
Other areas in financial services
  • Debt management
  • Customer remote onboarding (businesses and private customers)
  • Payments
  • Gateways
  • Usability audits (WCAG)
  • Scoring & decision engine (for businesses)
  • Billing solutions

UI/UX Design

UX/UI design plays a crucial role in shaping the user's perception of a product, driving user satisfaction, and ultimately contributing to the success of the product in the market. Our team of in-house UX/UI specialists is dedicated to collaborating with you to deliver online experiences that are user-friendly, intuitive and highly engaging.

On what tasks exactly we can help you with?

  • Front-end usability audit (WCAG)
  • Front-end component library
  • Prototyping
  • Usability testing
  • Web design

System maintenance and IT audits

System maintenance and IT audits encompasses a range of activities aimed at ensuring the smooth operation, security, and scalability of the behind-the-scenes components of a digital system. At its core, it involves activities such as monitoring system performance, diagnosing and resolving issues, applying software updates and patches, optimizing resource utilization, and implementing security measures to safeguard against cyber threats. Besides auditing and maintaining technology and systems, we provide development process audits on agile methodologies to improve efficiency.

On what tasks exactly we can help you with?

  • Software technical audit
  • Development process audit (agile methodologies)

Mobile App development

Mobile devices have become a natural part of our everyday lives and it’s important to have well functioning, intuitive and user friendly applications for smartphones and tablets. We can provide end to end mobile app development from UX/UI to coding and quality assurance.

On what tasks exactly we can help you with?

  • Native iOS development
  • Native Android development
  • Cross-platform development


Do you have an idea for a technology startup, or perhaps a spin-off idea has emerged within an existing company? Or are you planning to establish a technology department within your organization or considering investments related to technology? In situations where your company lacks an in-house CTO, it's possible to engage a supplemental CTO service to join your team.

Read more about CTO-as-a-service




Bigbank is an international bank specialised in loans and deposits with total assets of over 0.5 billion EUR. Bigbank's focus is to lead the market with digital financial services their customers genuinely recommend.

RingIT's experts are working side by side with the bank's software teams and business side and have helped to launch loan origination in 6 different countries across Europe.
The interesting challenge has been to build truly unified products with a local country specific touch.

The cooperation with Bigbank is ongoing and we're helping Bigbank to grow, launch new products and digitalize their financial services even more.


Telia Eesti is part of the international Telia Company Group which is one of Europe’s largest telecommunications companies.

RingIT has been a part of Telia's core financial software team and helped build multiple different software systems dealing with credit, debt management and more.
Our teams have been involved in a wide range of positions, from software analysis and development to quality assurance and general consulting.

Coop Pank

Coop Pank is an Estonian bank which focus is mainly on private customers and small and medium-sized businesses, offering simple everyday banking and financing solutions.

In Coop Pank, RingIT has helped to renew crucial internal banking solutions as well as launch new features and helped the bank to be the first in market with specific products!
Our expertise in banking has allowed RingIT to visionize, analyze, architect and develop Coop Pank's mission critical systems.

Fairown Finance

Fairown is a financial startup providing leasing and asset subscription services in The Nordics and Estonia.

Fairown has trusted all of its software development to the good hands of RingIT specialists - from business analysis to launching its platforms in different countries.

RingIT built a partner portal where partner can do financing requests, get decision and sign contracts in minutes!
Another interesting project has been to build a unique asset subscription service platform for big resellers and brands.
A truly unique platform which required very much thinking out of the box - in which RingIT is specialised in!


Sixfold (now named Transporeon) is a logistics platform renowned for its real-time supply chain visibility and predictive analytics. With a focus on seamless coordination and transparency, Sixfold revolutionizes supply chain management, offering a transformative tool for efficient logistics operations globally.

We have been developing transportation integration services to get the data moving from and to end-customers.


Operail is an Estonian state owned railway company whose main business activities are freight transport, rolling stock maintenance and repair, and locomotive construction. They service Estonian import, export and domestic trade, as well as transit trade through Estonia.

RingIT has developed the critical core message center software for Operail from scratch and also provide maintenance for the solution.

Start up

GAIA Global aims to be the world's leading B2B partner relationship management tool between suppliers in the Maritime and Energy industries and sales partners all around the globe. GAIA connects suppliers to sales partners with relevant skills and proven network in selected markets. GAIA has developed tools to ensure best practices for contract, compliance, opportunity and commission management. All to increase international growth and sales.

RingIT has been the main partner in designing and developing the software from from scratch.


Eesti Energia is a state owned leading Estonian energy company renowned for its innovation in delivering sustainable electricity, heat, and fuels. As the largest energy producer in the Baltic region, it champions renewable energy solutions while ensuring a reliable and diverse energy supply.

We have worked alongside Eesti Energia designing and developing and maintaining several financing related solutions such as enterprise billing solution with all external banks. On top of this we have done them a frontend component library solution.

Our clients

















Contact us and let's talk!

Portrait of Rando Mäeots

RingIT is proud member of The Estonian Chamber of Commerce and Industry

RingIT achieved ISO 9001 Quality Management System Certification